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Experience the FICOH difference: Low rates and local service.

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Loyalty Pays

Loyalty Pays

Happy? Stick with us and save up to 10% upon your renewal.

Multi-Car Discounts

Multi-Car Discounts

More cars? Save 20% on premiums for all vehicles when you insure more than one vehicle.

Loss-Free Credit

Loss-Free Credit

Accident-free? A safe driving record can save you up to 40%.

Accident Forgiveness

Accident Forgiveness

First accident? You may be eligible for no rate increase if you’ve been accident-free for five years or more.