Each year more than 10,000 motor vehicle accidents occur on Hawaii’s roads. The odds are high of being in at least one auto accident during your lifetime. Here’s what to do should you be involved in one.
Do Not Leave the Scene
- If possible, pull your vehicle over to the side of the road and warn other motorists by turning on your flashers.
- Call the police immediately to report any accident, no matter how small, which results in personal injury or vehicle damage
- Notify the police about any medical assistance that may be needed or about any vehicle that is no longer drivable
- Do not accept responsibility or otherwise discuss the accident with anyone except police authorities
- Do not accept any monetary settlement at the accident scene
- Remain calm and courteous
Exchange Information with the Other Driver
- Write down the driver’s license number, license plate number, and state. Get the insurance company name and policy number, plus make, model, year and description of the vehicle. Lastly, record the name, address, and telephone numbers of the driver.
- Write down the name and address of all passengers, injured persons, or anyone with property damage.
Diagram the Accident Before Leaving the Scene
- Note the time day of day, weather and any roadway conditions
- Show position of all vehicles before and after the accident
- Note any apparent damage to not only your vehicle but all vehicles involved in the accident
- Write down any details you feel are important
After you have taken care of everything at the scene of the accident, immediately notify your independent agent or insurance carrier. Be sure to save copies of all documents related to the incident.