About Us

About First Insurance

Since 1911, we've had Hawaii covered.

The oldest and largest insurance company headquartered in the state, First Insurance Company of Hawaii, Ltd. (FICOH) has been serving the insurance needs of Hawaii's residents and businesses since 1911.  Our company has an "A+ (Superior)" rating from A.M. Best with a Policyholders' Surplus of more than $288 million as of December 31, 2014.

FICOH provides a wide range of personal and commercial insurance products, which we distribute through 27 independent agencies throughout Hawaii.  Our brokerage operation, First Risk Management Services (FiRMS), is set up to place non-standard risks.  Through our comprehensive insurance offerings across FICOH and FiRMS, we are uniquely positioned to fill the insurance needs of island residents and businesses.

From its beginning, FICOH has recognized its debt to Hawaii and endeavored to make it a vibrant place through community leadership, service and charitable contributions.

First CAT, which stands for First Community Action Team, is the avenue through which our associates perform volunteer service in the community.  As part of a longstanding partnership with Hawaii Meals on Wheels, First CAT volunteers deliver hot meals to elderly and home bound community members in the Punchbowl area every Thursday and Friday, adding up to more than 500 meal deliveries a year.

In addition, FICOH supports many local organizations through monetary donations made by our First Insurance Charitable Foundation.

FICOH is a member of the Tokio Marine North America (TMNA) group of companies.

2014 Financials
Gross Written Premiums $214,091,248
Net Income $18,984,076
Total Admitted Assets $630,841,584
Liabilities $342,012,250
Policyholders' Surplus $288,829,334
Combined Ratio 95.3%