Commercial Property Quote
Get specialty coverage for your commercial property insurance needs.
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Commercial Property Insurance
Don’t get caught off guard by unforeseen events. This policy protects your business property when unfortunate perils such as fire, theft, vandalism, explosions, or natural disasters occur.
To get a quote, contact your independent insurance agent or click the button below.
Property Enhancements
Our property enhancements offer extensive additional coverage for all types of businesses, including building/property owners.
Affordable
Get competitive rates and flexible payment plans.
Reliable
Insure confidently. FICOH is financially strong, rated “A+” by A.M. Best.
Local
Count on our local team for responsive, knowledgeable, and proactive service.
FAQs
Is commercial property insurance required by law in Hawaii?
No, it is not required by law in the state of Hawaii. However, many landlords require tenants to have it as a condition of a commercial lease.
Who needs commercial property insurance?
Any business that owns, rents, or leases a physical location and/or uses equipment or inventory. Examples of businesses include, but are not limited to:
- Contractors
- Restaurants
- Retailers
- Accounting firms
What does commercial property insurance cover?
A commercial property policy typically covers buildings (physical structures, including walls, floors, plumbing, electrical systems, etc.), business personal property (contents within your building), and loss of business income (business interruption if your business operations are suspended due to property damages that need repair).