Commercial Auto Insurance Quote
Get specialty coverage for your commercial auto insurance needs.
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Commercial Auto Insurance
Whether you operate a fleet of business-owned vehicles or your employees occasionally use their own vehicles for business-related errands, you need commercial auto coverage.
Physical Damage
Pays for damage to your car caused by covered exposures.
Liability
Covers the cost of the other person’s vehicle damage and medical payments if you are at fault.
Hired & Non-Owned Auto Coverage
Whether you’re using a rented or personal vehicle, this coverage applies to business owners and employees while on the job.
Commercial Auto Enhancements
Our Commercial Auto enhancements offer extensive additional coverage to protect your business.
Uninsured Motorist
In case the other driver is uninsured or under-insured.
Affordable
Get competitive rates and flexible payment plans.
Reliable
Insure confidently. FICOH is financially strong, rated “A+” by A.M. Best.
Local
Count on our local team for responsive, knowledgeable, and proactive service.
FAQs
Is commercial auto insurance required in Hawaii?
Yes. Hawaii state law mandates that all businesses with company-owned vehicles or vehicles used for business operations must have commercial auto insurance.
What does commercial auto insurance cover?
A standard commercial auto policy in Hawaii includes liability coverage (for bodily injury and property damage to third parties if your business vehicle is at fault in an accident), personal injury protection (PIP), and physical damage coverage (including collision coverage and comprehensive damage for non-collision events like theft, vandalism, fire, or natural disasters).
Are commercial auto insurance premiums tax-deductible?
Generally, yes. Commercial auto insurance premiums can be deducted as a business expense.