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Tips & Resources

2020

10/09/2020

How to Prevent and Put out Kitchen Fires

A burned dinner isn’t the worst thing that can happen when you’re cooking. Kitchen fires are the leading cause of home fires. According to the NFPA, U.S. fire departments respond to 172,900 home fires involving cooking equipment each year on average. You can avoid a disaster by knowing how to prevent and put out kitchen fires.

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09/10/2020

How to Respond to Positive COVID-19 Cases in the Workplace

Businesses are coping with a wide range of challenges in the face of the COVID-19 pandemic, including what to do should an employee get sick. The fact is you never know if and when an employee may test positive for COVID-19, which is why it’s important to cement a plan ahead of time.

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09/09/2020

If Someone is Injured at Your Home, Will Your Renters or Homeowners Insurance Cover It?

Your homeowners insurance policy does more than protect your house and its contents. It also protects you from lawsuits. Homeowners insurance policies typically include personal liability coverage. Here’s what you need to know about this important coverage type.

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08/10/2020

Personal Insurance: Truth or Lie?

If you enjoy playing “Two Truths and A Lie,” you’ll love this new personal insurance primer. It dispels several common myths people really believe about insurance. These misconceptions can be costly, so grab your spouse, your friends and your family members and test your collective insurance knowledge. Can you tell the difference between insurance trusts and lies?

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07/27/2020

FirstTrack Simplifies Hurricane Insurance Coverage

You know the drill. When a hurricane is headed toward Hawaii, you get stocked up on supplies and get your home ready to withstand the storm. Then you wait – and hope.

Even if the storm doesn’t cause major damage, you’ll probably incur some costs for emergency supplies, missed work, cleanup or repairs.  

Traditionally, these costs might not have been covered by your insurance policies. Now that’s changing. FirstTrack is a new supplemental hurricane insurance policy designed for Hawaii residents. It closes insurance gaps left by other types of coverage while simplifying claims and speeding up recovery.

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06/08/2020

Traffic Safety: Hands-Free Is Not Risk-Free

When you’re behind the wheel, one second can make the difference between life and death. To avoid potentially deadly accidents, you need to give the road your full attention. That means no texting while driving – but it also means a lot more than that. Here’s why going hands-free may not be enough.

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05/19/2020

Hurricane Season Prep Tips for Hawaii Homeowners

Hurricane activity is off to an early start in 2020. Be sure you’re prepared for the next big storm by following these prep tips from FICOH.

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04/08/2020

What Happens If I’m the Victim of a Hit and Run?

Here’s what happens if you become the victim of a hit and run – and what you can do to protect yourself.

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03/05/2020

Renters Insurance 101: Is It Worth it? What Does It Cover?

You might not own your home, but you still have a lot of things worth protecting.

According to Hawaii News Now, approximately 43 percent of Hawaii households rent their home, and this is one of the highest rates in the country. With so many renters, there’s a great need for renters insurance. Here’s what you should know about coverage.

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02/11/2020

Home Insurance for the First-Time Home Buyer

Buying your first house is a big deal. It’s also a big responsibility. If anything breaks, there’s no landlord to call. You have to handle the repairs yourself. And it’s not just for the small things, like a leaky faucet or a door that keeps sticking. If something big goes wrong – like a fire, plumbing disaster or burglary – you need to take care of that, too. That’s why you need homeowners insurance.

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01/20/2020

Why Surety Support Is Crucial for Project Owners & Contractors

A business chooses a contractor to handle the expansion of a commercial building, but halfway through the project there is a misunderstanding, the contractor walks off the job, and the two end up fighting in court. Or a contractor prosecutes a project according to plans and specifications, but the project owner terminates the contract after a breakdown in communication, and the two end up fighting in court.

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01/14/2020

Save Gas with These Four Driving Hacks

Living in Hawaii comes with many pluses, but the gas prices aren’t one of them. In November 2019, the average gasoline price in Hawaii was $3.661 per gallon—which was $1.058 more expensive than the national average. When you’re paying prices like that, you want to make sure you squeeze as much as possible out of every gallon. With these driving tips, you can.

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12/04/2019

Holiday Season Fire Safety

The holiday season is a time for family and tradition – and, if you’re not careful – fires. Make sure you have a happy new year by avoiding house fires during the holiday.

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11/06/2019

What Does “No Fault” Mean for My Car Insurance Payout?

In 2017, there were 6,452,000 police-reported crashes, according to the National Highway Traffic Safety Administration. That’s more than 17,000 crashes every day. These crashes are the result of various things – like speeding, drunk driving and distracted driving – and many are avoidable. In other words, many of these crashes are somebody’s fault. However, some states have what’s known as a no-fault system of auto insurance. Here’s how it works.   

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10/15/2019

CEO Message: Get Ready for Autonomous Vehicles

The relentless advances in technology make it difficult for most of us to stay current. Even the most up-to-date, well-connected members of the millennial and "z" generations must find it challenging to keep track of all of the ways that new technologies affect our lives. Even so, we've all seen advances in safety features, driver assistance and automation in the cars we are driving and soon will drive. Ultimately, many new vehicles will have the capability to drive themselves, and that eventuality may occur sooner than many realize. 

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