If you own a business, you may have been told you need general liability insurance. Hopefully, you purchased coverage and now have the protection you need. But you may be wondering what, exactly, that protection entails. What does general liability insurance protect you from?
Here’s a look at what this important product covers.Read more
Are you planning a vacation? According to a Travel Leaders Group survey, about 70% of U.S. and Canadian respondents plan to take a vacation in 2021. Whether you’re going on a summer vacation, a holiday getaway, or a family gathering, you’ll be leaving your home unattended. Make sure it’s protected while you’re gone.Read more
Our Wellness Ambassador Committee (WAC) plans fun challenges to keep our associates engaged and active throughout the year.
This month, they organized FICOH’s first-ever quarterly hike. Associates were encouraged to put on their FICOH swag and enjoy a hiking day with family and friends. They went all over the island, from Makapuu to Byodo-In Temple.Read more
Do you have a family vacation home or a second home? Just as you need homeowners insurance for your main home, you also need coverage for your vacation home – but the details might be a little different. Here are six tips for insuring your vacation home.Read more
Safe drivers pay less for auto insurance. Right? Theoretically, yes, but auto insurance premiums can be impacted by many factors that go beyond the policyholder’s driving record. Exactly which factors are used varies, both because of differences in insurers’ underwriting formulas and because of state laws that restrict how car insurance companies can determine rates. Hawaii has some of the strictest anti-discrimination auto insurance laws in the country.
Here’s a look at what auto insurance can use to calculate rates in Hawaii and other places.Read more
The COVID-19 pandemic has brought about many changes in many areas, including cybercrime tactics. As many companies shift to permanent remote work and hybrid work-from-home models, they must find ways to ensure their sensitive business information is protected. Here are some ways you can reduce your company’s risk of falling victim to a cyberattack.Read more
Not all insurance agents work the same way. In addition to classifying agents by the type of insurance they sell – property & casualty versus life & health, for example – agents can also be classified as either captive or independent. The arrangement makes a big difference in terms of how agents operate and the options they provide to their clients.Read more
Your online company might have more exposures than you realize. Do you have the right ecommerce business insurance? From cyberattacks to slander, the risks are numerous – and without the right insurance, costly claims can drive an entrepreneur out of business.Read more
Earlier this month, FICOH associates participated in National Walk at Lunch Day. Associates working in the office and from home put on their walking shoes and FICOH swag for brisk walks during their lunch breaks.Read more
Did you know that water damage, not fire, is the leading cause of loss for homeowners in Hawaii? Compounding the issue is the advanced age of many Hawaii homes and condominiums, where failure to repair aging or compromised plumbing fixtures for supply and waste lines can lead to devastating losses.Read more