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Tips & Articles


Does Homeowners Insurance Cover Roof Damage?

Homeowners insurance can cover roof damage, but it depends on the cause, and your policy terms can impact your payout.

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First CAT Pitches In at Pearl Ridge Elementary

On Saturday, July 23rd, volunteers from our First Community Action Team helped with a campus refresh at Pearl Ridge Elementary School.

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Do College Students Need Renters Insurance?

Do college students need renters insurance? Find out notable collegiate exposures and how insurance needs may be different based on campus living arrangements.

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FICOH Associates Help Beautify Princess Ruth Ke‘elikolani Middle School Campus

On Saturday, June 18, members of our First Community Action Team volunteered at Princess Ke'elikolani Middle School in downtown Honolulu to tape and prime the interior hallway of the school’s administrative building.

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How Small Business Owners Can Mitigate Four Common Risks

Starting a business can be a complicated venture. Learn about four common business risks entrepreneurs face and how you can prepare for them.

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Do You Have the Right Insurance for Hawaii Hurricane Season?

Do you have the right insurance for Hawaii hurricane season? Read this article for a comparison of what's covered in your hurricane insurance, flood insurance and homeowners insurance policies.

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FICOH Thanks Community With 11 Weeks of Giveaways

To thank the community for its support over the past 111 years, FICOH is doing 11 Weeks of Giveaways on Instagram starting May 23, 2022.  

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What Is Business Interruption Insurance?

Your business can’t stay profitable without a steady stream of revenue. When a disaster forces you to temporarily close your doors, the lost income can quickly put your company’s finances in the red. Business interruption insurance (also called business income coverage) adds an important layer of protection against many common causes of disruption.

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FICOH Celebrates Earth Week

On April 20th, First Insurance's Growing Greener Together initiative hosted a lunch & learn presentation about native Hawaiian plants featuring experts from the University of Hawaii’s Plant Extinction Prevention Program (PEPP).

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First CAT Volunteers at Kapapapuhi Point Park

On Saturday, April 9, First CAT volunteers traveled out to 'Ewa to help restore Kapapapuhi Point Park, formerly known as West Loch Community Shoreline Park.

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Celebrating Women's History Month

This March, in honor of Women's History Month, we asked several of our senior women leaders, "If you could travel back in time and give your younger self some advice, what would you say?"

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How to Prevent Catalytic Converter Thefts

Locally and nationally, catalytic converter thefts are causing big headaches for car owners and backlogs at repair shops.

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Diamond Engagement and Wedding Ring Insurance Options

Your engagement and wedding rings are symbols of your love. They’re also a significant financial investment. As with any high-value asset, it makes sense to protect your investment with insurance coverage. Here’s what you need to know about your diamond engagement and wedding ring options.

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What to Ask Your Independent Agent When You Purchase Homeowners Insurance

The process to purchase homeowners insurance can be a stressful one for many home buyers. Your home is a complex asset, and your homeowners insurance is not a one-size-fits-all policy. Having a conversation with your independent agent about what to include and what not to include in a policy can make all the difference in giving yourself peace of mind that you are covered. This article discusses some important questions that you can ask your independent agent when you purchase homeowners insurance.

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Useful Car Insurance Terms You Need to Know

Does learning about car insurance feel like trying to understand a foreign language sometimes? It’s not just you. The insurance industry is filled with jargon, and to many people, all the lingo can make policies hard to decipher. Understanding your coverage is important, however, so we’ve put together a list of useful car insurance terms that you need to knows.

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