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Tips & Articles


What Is Business Interruption Insurance?

Your business can’t stay profitable without a steady stream of revenue. When a disaster forces you to temporarily close your doors, the lost income can quickly put your company’s finances in the red. Business interruption insurance (also called business income coverage) adds an important layer of protection against many common causes of disruption.

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FICOH Thanks Community With 11 WEEKS OF GIVEAWAYS

To thank the community for its support over the past 111 years, FICOH is doing 11 WEEKS OF GIVEAWAYS on Instagram starting May 23, 2022.  

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FICOH Celebrates Earth Week

On April 20th, First Insurance's Growing Greener Together initiative hosted a lunch & learn presentation about native Hawaiian plants featuring experts from the University of Hawaii’s Plant Extinction Prevention Program (PEPP).

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First CAT Volunteers at Kapapapuhi Point Park

On Saturday, April 9, First CAT volunteers traveled out to 'Ewa to help restore Kapapapuhi Point Park, formerly known as West Loch Community Shoreline Park.

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Celebrating Women's History Month

This March, in honor of Women's History Month, we asked several of our senior women leaders, "If you could travel back in time and give your younger self some advice, what would you say?"

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How to Prevent Catalytic Converter Thefts

Locally and nationally, catalytic converter thefts are causing big headaches for car owners and backlogs at repair shops.

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Diamond Engagement and Wedding Ring Insurance Options

Your engagement and wedding rings are symbols of your love. They’re also a significant financial investment. As with any high-value asset, it makes sense to protect your investment with insurance coverage. Here’s what you need to know about your diamond engagement and wedding ring options.

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What to Ask Your Independent Agent When You Purchase Homeowners Insurance

The process to purchase homeowners insurance can be a stressful one for many home buyers. Your home is a complex asset, and your homeowners insurance is not a one-size-fits-all policy. Having a conversation with your independent agent about what to include and what not to include in a policy can make all the difference in giving yourself peace of mind that you are covered. This article discusses some important questions that you can ask your independent agent when you purchase homeowners insurance.

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Useful Car Insurance Terms You Need to Know

Does learning about car insurance feel like trying to understand a foreign language sometimes? It’s not just you. The insurance industry is filled with jargon, and to many people, all the lingo can make policies hard to decipher. Understanding your coverage is important, however, so we’ve put together a list of useful car insurance terms that you need to knows.

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Driving at Night: Eight Safety Tips

The nights are getting longer. In addition to the poor visibility, drunk and drowsy drivers can also make driving at night especially hazardous. Keep the road safe for yourself and the people around you by brushing up on nighttime driving tips.

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What General Liability Insurance Covers

If you own a business, you may have been told you need general liability insurance. Hopefully, you purchased coverage and now have the protection you need. But you may be wondering what, exactly, that protection entails. What does general liability insurance protect you from?

Here’s a look at what this important product covers.

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Commercial Insurance for Creative Businesses

You may be a creative genius, but you still need some business smarts. Risk management is a key part of business success, and just like businesses in other industries, creative businesses need protection.

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Learn the Sounds of Fire Safety

Is there a beep or a chirp coming out of your smoke alarm? Do you know what it means?

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10 Tips for Protecting Your Home While You're on Vacation

Are you planning a vacation? According to a Travel Leaders Group survey, about 70% of U.S. and Canadian respondents plan to take a vacation in 2021. Whether you’re going on a summer vacation, a holiday getaway, or a family gathering, you’ll be leaving your home unattended. Make sure it’s protected while you’re gone.

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FICOH Associates Go Hiking

Our Wellness Ambassador Committee (WAC) plans fun challenges to keep our associates engaged and active throughout the year.

This month, they organized FICOH’s first-ever quarterly hike. Associates were encouraged to put on their FICOH swag and enjoy a hiking day with family and friends. They went all over the island, from Makapuu to Byodo-In Temple.

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