Coverage for Complex, New and Hard-to-Place Risks

When others say “no,” First Risk Management Services (FiRMS) can often find a solution.

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Count on FiRMS for creative risk management solutions in the areas of Excess & Surplus lines, National Flood Insurance Program, the Joint Underwriting Program and Captive Insurance management services.


To get a quote, contact your independent agent or

reach out to an agency in our extensive network

Flood

Flood

As a servicing carrier for the National Flood Insurance Program, FiRMS is the largest writer of flood insurance in Hawaii, with over 40% of the entire market.

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Environmental

Environmental

Protection for accounts with environmental exposures, such as fuel tanks, hazardous waste, lead, asbestos and more. Coverage is written on a non-admitted basis through “A” rated carriers.

Inland Marine

Inland Marine

Offering coverage for commodities and assets while in transit or stored away from the business. Applies to contractor’s equipment, motor cargo, hull physical damage, marinas and more.

Captive Management

Captive Management

If you have a client considering captive options, bring FiRMS to the table for a comprehensive, independent assessment and guidance throughout the process.

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Excess & Surplus

Excess & Surplus

Through our Lloyd's facility, FiRMS is able to quote general liability, commercial and residential property, excess flood and earthquake up to $12 million per location.