Coverage for Complex, New and Hard-to-Place Risks

When others say “no,” First Risk Management Services (FiRMS) can often find a solution.

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DISCOVER INSURANCE INNOVATION IN ACTION

Count on FiRMS for creative risk management solutions in the areas of the National Flood Insurance Program, the Hawaii Joint Underwriting Program and Captive Insurance management services.


To get a quote, contact your independent agent or

reach out to an agency in our extensive network

Flood

Flood

As a servicing carrier for the National Flood Insurance Program, FiRMS is the largest writer of flood insurance in Hawaii, with over 40% of the entire market.

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Captive Management

Captive Management

If you have a client considering captive options, bring FiRMS to the table for a comprehensive, independent assessment and guidance throughout the process.

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Hawaii Joint Underwriting Plan (HJUP)

Hawaii Joint Underwriting Plan (HJUP)

The Hawaii Join Underwriting Plan (HJUP) is a state program designed to help drivers who have less-than-perfect driving records obtain auto insurance.  First Insurance is the state's largest authorized servicing carrier.

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FiRMS Claims Services

FiRMS Claims Services

The only third-party administrator (TPA) claims service provider in Hawaii backed by the bench strength of a Full Service Insurance Carrier.

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