Personal Product Overview

Personal insurance generally covers your home, auto, and life.

Several types of insurance are required in Hawaii:

• Motor vehicle insurance — This is mandatory to register and operate a vehicle.
• Employer-mandated health and disability insurance — Examples include prepaid health care coverage, workers’ compensation, and temporary disability insurance.
• Vessel grounding insurance — Owners of vessels may be required to have this.
• Homeowners insurance — While not required by state law, your mortgage lender will likely require this.
• Hurricane insurance — While not required by state law, your mortgage lender will likely require this.
• General liability insurance — If you operate a business, this may be necessary to acquire contractor licenses, apply for professional licenses, sign contracts, or lease commercial property.

Contact your independent agent to inquire about any of our products or to receive a quote. If you don’t have an independent agent, you can find one here. Alternatively, you may request a quote for most of our products here on our website.