About First Insurance Company of Hawaii
Rooted in Hawaii’s communities, First Insurance Company of Hawaii (FICOH) is proud to be the insurance company local residents and businesses have trusted for over a century. As part of the Tokio Marine North America (TMNA) group, FICOH combines global financial strength with dedicated local service to protect what matters most for the people of Hawaii. Through leadership, innovation, and community giving, FICOH continues to help kamaaina thrive.
Local Since 1911
We’ve been insuring Hawaii’s residents and businesses for over a century.
Rated A+
We offer superior financial strength backed by an “A+ (Superior)” rating from A.M. Best.
$310M Surplus
We have a policyholder surplus of more than $310 million as of December 31, 2025.
Local Agents
Our longevity in Hawaii means we understand the unique insurance needs of our Hawaii customers. We’re equipped with the local knowledge to provide fast, professional, and courteous service.
Key Advantages for You
Convenience
Get all your personal and business insurance protection from one local insurer. Our products are represented by a large statewide agency network, featuring 26 independent agencies.
Peace of mind
Insure with the largest property and casualty insurer headquartered in Hawaii.
Customer service excellence
We’re committed to providing our customers with excellent customer service, and our customers tend to agree! Learn about our customer service commitment.
Local service
Resolve your claims quickly working with qualified, local claims adjusters.
Making an Impact, Together
Community Impact
Discover how we’re helping Hawaii thrive.
News Highlights
Stay up-to-date with the latest.
Careers
Want to be part of our team? Join our Talent Network.
HOW COME FICOH?
The FICOH team was very helpful. They provided excellent guidance and made a difficult experience as painless as possible.
- Honolulu, Hawaii
- FSP Customer, 22 years
HOW COME FICOH?
The FICOH team was very helpful. They provided excellent guidance and made a difficult experience as painless as possible.
- Honolulu, Hawaii
- FSP Customer, 22 years
HOW COME FICOH?
I am very happy I stayed with First Insurance for many years. I am so grateful for your fast and generous service.
- Wailuku, Hawaii
- FSP Customer, 23 years
HOW COME FICOH?
I am very happy I stayed with First Insurance for many years. I am so grateful for your fast and generous service.
- Wailuku, Hawaii
- FSP Customer, 23 years
HOW COME FICOH?
First Insurance had excellent personal service and took a genuine interest in helping us.
- Honolulu, HI
- FSP Customer, 28 years
HOW COME FICOH?
First Insurance had excellent personal service and took a genuine interest in helping us.
- Honolulu, HI
- FSP Customer, 28 years