Garage Liability Insurance
Get specialty coverage for businesses that handle customer vehicles. If your business works with and stores multiple vehicles on any given day, this is the policy for you.
To get a quote, contact your independent insurance agent, or to find an agent, click the button below.
Affordable
Get competitive rates and flexible payment plans.
Reliable
Insure confidently. FICOH is financially strong, rated “A+” by A.M. Best.
Flexible
Customize your coverage package to meet your company’s needs. Additional coverage solutions are available.
Local
Count on our local team for responsive, knowledgeable, and proactive service.
FAQs
What is garage liability insurance?
Garage liability insurance is a type of umbrella insurance policy targeted to the automotive industry that provides coverage for day-to-day operations. It normally covers bodily injury and property damage resulting from direct garage operations, which are not covered under most commercial liability insurance policies.
Who needs garage liability insurance?
If your business sells, repairs, services, stores, or transports automobiles, you should inquire with your independent insurance agent to determine whether you need garage liability insurance. Examples of these types of businesses include auto repair shops, dealerships, body shops, towing companies, parking garages, and valet services.
How much garage liability coverage do I need for my business?
Your coverage needs depend on the size and scope of your business operations as well as your business risks. Please consult with your independent insurance agent to determine your policy needs.