Personal Auto Quote
Looking for more value from your personal auto insurance? Just complete the following form.
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Personal Auto Insurance
Experience the FICOH difference with competitive rates and local service, and see how much you can save.
Loyalty Pays
Happy? Stick with us and save up to 10% upon your renewal.
Multi-Car Discounts
More cars? Save up to 20% on premiums for all vehicles when you insure more than one vehicle.
Loss-Free Credit
Accident-free? A safe driving record can save you up to 40%.
Homeowner Discount
Already a homeowner? Save up to 10% if you own a home, condo, or a townhouse.
Occupational Discount
Save up to 10% if you are a college graduate, employed, or self-employed in an occupation that requires a specialized certificate.
Payment Plan Discounts
Get a 2% discount when you select a two-pay or four-pay payment plan — or pay in full and save 12%.
FAQs
Do I need car insurance?
Yes. In order to register and operate a vehicle in Hawaii, you are required by law to have motor vehicle insurance as well as minimum coverage limits.
How much coverage should I choose?
Hawaii does have minimum auto insurance requirements, but please check with your independent insurance agent, who can recommend the right coverage for your individual situation.
How can I get a quote?
Fill out our auto insurance quick quote form or check with your independent agent. Don’t have an agent? Find one here.