Business Insurance Products for Hawaii
You’ve worked hard to build your business — now protect it with custom insurance from Hawaii’s largest business insurer. As a local insurance company, FICOH offers comprehensive insurance solutions, customized coverage, and competitive pricing, built for Hawaii’s unique business environment.
Commercial Package
Bundled coverage solutions for all your business insurance needs in one convenient policy.
Commercial Auto Insurance
Coverage to protect your business from exposures, from non-owned auto to fleets.
Commercial General Liability
Essential coverage to protect your business from financial loss should you or your employees become liable for any unfortunate incidents.
Commercial Inland Marine
Tailored coverage to protect property in transit, contractors’ equipment, and more.
Commercial Property
Coverage to protect your business property against certain perils.
Commercial Umbrella
Extra coverage protection for your business over and above certain primary liability policies.
Garage Liability
Specialty coverage for those in the automotive industry or for businesses that handle customer vehicles.
Workers’ Compensation
Protect your team with workers’ compensation insurance.
Risk and Safety Management
Safety resources and smart, proactive strategies to help you prevent accidents.
Flood
Insurance provided through the National Flood Insurance Program.
Captive Management Services
Impartial assessments and expert insurance guidance.
FAQs
What types of business insurance coverage are required in Hawaii?
In Hawaii, the required business insurance policies are workers’ compensation for businesses with employees and commercial auto insurance for businesses that own vehicles. Hawaii businesses should also consider crucial policies like general liability insurance and temporary disability insurance (TDI).
What are the types of business insurance FICOH provides?
- Commercial Package — bundled coverage solutions in one convenient policy
- Commercial Auto
- Commercial General Liability
- Commercial Inland Marine
- Commercial Property
- Commercial Umbrella
- Garage Liability
- Workers’ Compensation
- Flood
How do I choose the right insurance for my business?
Please check with your independent insurance agent, who can recommend the appropriate coverage for your business. If you don’t have an agent, find one here.