GET PEACE OF MIND WITH PROTECTION THAT COVERS YOUR BUSINESS WHEN BAD THINGS HAPPEN
In the course of any business day, a number of things can go wrong. Every business needs this policy when they do.
This policy protects you from claims that may occur due to property damage, bodily injury or personal and advertising incidents caused by your services, business operations or employees. If you are a business owner, let us customize your policy so you can focus on your business, not your insurance.
To learn more, contact your independent agent or
Data Breach & Cyber Liability
From ransomware to business email compromise, in today's world, cyber threats are lurking. We offer cyber products to help protect your business' reputation.
Employee Benefits Liability
Coverage to ensure protection and fill-in the coverage gaps that may occur during the administration of employee benefit plans.
If you sell, serve or distribute alcohol, protect your business from bodily injury or property damage that can occur from an intoxicated customer.
General Liability Enhancement
Our general liability enhancements offer extensive additional coverages to protect your business.
Our contractors plus endorsement provides coverage enhancements and helps you run your business more cost-effectively.
Take advantage of preferred pricing, safety credits and specialized coverage through our Restaurant Safety Program.
Get competitive rates and flexible payment plans.
Insure confidently. FICOH is financially strong, rated “A+” by A.M. Best.
Customize your coverage package to meet your company's needs. Additional coverage solutions available.
Count on our local team for responsive, knowledgeable and proactive service.