QUICK PAYOUTS TO HELP YOU WEATHER THE STORM
Unlike traditional hurricane insurance, FirstTrack pays out a predetermined amount based on the strength and proximity of a hurricane, and is designed for both renters and home owners.
The ﬁnancial impact of an oncoming storm is often immediate and unexpected. Food spoilage due to blackouts, the cost of emergency supplies—these are just a few of the costs that add up any time a hurricane nears our island home. And when property damage occurs, traditional hurricane insurance can take weeks or months to pay out, and often with high deductibles. FirstTrack pays out quickly, and covers all these sudden, event-related expenses.
How does it work?
The claims payment process is triggered once a hurricane, as recognized by the National Hurricane Center (NHC), appears to pose a threat to your county. Claims payments are determined by two factors: proximity and storm category.
PROXIMITYPayments are determined by which storm track radius claim zone your property falls within.
CATEGORYPayments are also determined by the wind speed as deﬁned by the NHC.
For more information, see FirstTrack FAQs
Pricing for FirstTrack starts at just
Susan from Hilo
SUSAN HAS COVERAGE AT THE $15,000 LEVEL.
Gilbert from Hawaii Kai
Gilbert has coverage at the $25,000 level.
Stacy from Honolulu
Stacy rents an apartment in Waikiki and has coverage at the $25,000 level.
Ready to get started?Request a quote via the form below, by phone at (808) 527-7123 or contact your independent agent. Don't have an independent agent? Click here to ﬁnd one.